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Pastoral Guidance6 min read•September 20, 2026

The 5 Questions Every Senior Must Answer for Their Children Before That Day Comes

Avoid family conflict and heartbreak. Here are the five critical questions your children cannot answer without you, and how to put them in writing today.

Pastor Brad Dick
Pastor Brad DickThe Final Expense Planner • Arkansas Lic. #6064548
Key Insights for Seniors & Families
  • Question 1: Do you prefer traditional burial or cremation?
  • Question 2: Where are your primary legal, insurance, and banking records located?
  • Question 3: Who do you want to preside over your service and share memories?
  • Question 4: How will the immediate funeral home invoice be settled?
  • Question 5: What is your personal spiritual testimony and message to future generations?

Have you ever had a conversation with your adult children where you brought up funeral plans, only for them to wave their hands and say: 'Oh Mom, Dad, stop talking like that! You're going to live forever!'?

Children say this because they love us and can't bear the thought of losing us. But by avoiding the conversation, they unwittingly set themselves up for immense stress later on.

Here are the 5 foundational questions that only you can answer, and that every loving parent should document:

1. Burial or Cremation? In Arkansas, cremation rates have climbed past 50%, yet many children feel tremendous guilt choosing cremation unless their parent explicitly requested it in writing.

2. Where is everything kept? Who knows your bank PIN, safe combination, life insurance policy numbers, or where the deed to the home is stored?

3. The Memorial Details: What scriptures, songs, or personal stories should be shared? Who would you be honored to have as pallbearers?

4. The Financial Plan: Does your family know which policy will pay the funeral home, or will they be left checking bank balances at 2 AM?

5. Your Legacy of Love: Beyond money, what do you want your grandchildren to remember about your faith, your values, and your love for them?

Taking 30 minutes to fill out the Final Wishes Planning Guide answers all five of these questions with absolute love and grace.

When Love Has to Say Goodbye
Complimentary Gift For Seniors

Receive "When Love Has to Say Goodbye" Free

Written by Pastor Brad Dick from decades of counseling grieving families. A physical copy is gifted free when you schedule your planning consultation.